Understanding Maturity Date in Finance

A comprehensive guide to maturity dates and their crucial role in financial instruments

What is a Maturity Date?

A maturity date is the final payment date of a financial instrument, at which point the principal amount and all remaining interest are due to be paid. This concept is fundamental to:

  • Bonds and fixed-income securities
  • Term deposits and certificates of deposit
  • Structured financial products
  • Commercial papers and treasury bills

Maturity Date Calculator

Enter the initial investment amount
Enter the annual interest rate
Select the investment start date
Enter the investment term in years

Types of Maturity Dates

Bullet Maturity

Single payment of principal at maturity, with regular interest payments throughout the term.

Amortizing Maturity

Principal is paid down over time through regular payments, common in mortgage loans.

Zero-Coupon Maturity

No interest payments during the term; all interest paid at maturity with principal.

Current Market Rates

Frequently Asked Questions